Family Budget Services Review

Estimated read time: 4 minutes

A question about… Questions?

2022 has been the year of financial uncertainty, pause (dramatic effect)… FOR EVERYONE. -from the top 1% all the way down to you and me.

Things are changing (costs) and adjustments are being made (prices) that affect you and your family one way or another.

Maybe these changes are good for you, but rest assured what is good for you is probably bad for someone else, and that idea is sometimes referred to as "balance".

Since the bad for us accounts for more than 80% of Americans, it is safe to say that we are not in balance.

A recent survey conducted by Credit Karma/Qualtrics found that 51% of Americans feel that their level of financial knowledge was holding them back.

Wouldn't it be great to have access to a reliable wealth of financial knowledge?

introducing fbsi

Introducing Family Budget Services Inc

Family Budget Services Inc. or FBSI, is a non-profit organization on a quest to educate consumers and the community for free.

They offer a wide range of services such as credit counseling, debt consolidation and debt settlement.

When it comes to debt, every person's financial situation is different. FBSI acknowledges this key element and assigns a personal credit counselor or credit coach to each client that will be there for you throughout the duration of the program.

FBSI Mission and Approach:

"Our goal is to educate and empower students and families to take control of their debt. We don't want you with us forever! Our diverse team of financial leaders is on a mission to guide you toward financial stability without subtracting from your quality of life. We do this by working with you one-on-one to develop a personalized program for your financial needs and goals to get out of debt and stay out of debt. Throughout your program we assist you as you develop your financial literacy, learn to sustain your budget, and build your credit… so you can live a life you love."

How it Works

FBSI has created a wonderful fast and free quote estimate widget located on the link below. Personally, I really appreciate any information upfront so I can get my head around the scope of the problem.

This tool is helpful, informative and convenient. I'm surprised more companies do not have a feature like this. That alone gave me a sense of confidence in FBSI.

Example of a typical debt situation where you have $10k of debt into the FBSI widget calculator. Results with a quote for paying off debt split into 3 categories.

chart of typical debt examples

"On Your Own" (indicated by a RED-BOX)

"With FBSI" (Indicated by a YELLOW-BOX)

"Savings" (Indicated by a GREEN-BOX)

RED (on your own):

  • Minimum Monthly Payment: $310.00
  • Total time to pay off: 494 months
  • Total paid in Interest: $38,857.50


  • Minimum Monthly Payment: $250.00
  • Total time to pay off: 44 months
  • Total paid in Interest: $962.07

GREEN (savings):

  • Total Monthly Savings: $60.00
  • Total Time Savings: 450 months
  • Total Interest Savings: $37,895.43

Follow these 5 simple steps

  1. Step 1: Go to
  2. Step 2: Enter Name, Email, and estimated total debt.
  3. Step 3: Click on "Quote"
  4. Step 4: Review FBSI Quote
  5. Step 5: If the quote is satisfactory, then just enter your phone number, best time to call and click "Yes, I want to be Debt Free"
what people are saying about fbsi

What People are Saying About FBSI

"This letter is to commend the services of FBSI in monitoring my financial climb out of debt. I was kept well informed of my account activity and any time I inquired Ms. Urbina, you responded quickly. You were a tremendous aide in my endeavors. The newsletters also helped to keep my eyes on the prize of a debt-free lifestyle. Thank you so much!"

from: BRENDA K.

"We are so thankful for all of the assistance with our accounts. FBSI has been such a blessing to us. We give you guys an A+ rating. Fantastic, excellent customer service, Kind, understanding, honorable, and helpful. We recommend your company to anyone who needs to get a handle on their debt."

from: JANE D.

"My experience with FBSI has been a very positive one. I don't know what I would have done if they had not or were unable to help me. I would recommend this program to anyone needing help with their high interest credit cards."

From: MARY E.

Final Thought

Family Budget Services Inc. is a one stop shop for all your financial needs.

If you are in debt and looking for a way out or to at least get it under control, the team at FBSI has a plan for you.

The quote tool located on the site is simple and effective at giving the consumer an idea of what could be done in a typical program.

The team at FBSI is comparable to an all star draft of first round picks. Every member brings almost 2 decades or more of experience in various facets of the financial landscape.

Testimonials are all focused around the team member that helped and guided these customers through rough times and brought them out the other side better financially.

But more importantly, they are more informed and better suited to handle the future. FBSI is accredited by the Better Business Bureau (BBB) and has an A+ rating.

Editorial Note: This content is not provided or commissioned by the offer provider. Opinions expressed here are author’s alone, not those of the offer provider, and have not been reviewed, approved or otherwise endorsed by the offer provider. Every reasonable effort has been made to maintain accurate information. However, all offer information is presented without warranty. After you click on an offer you will be directed to the offer provider’s web site where you can review the terms and conditions for your offer.
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The Operator of this Website is not a Financial Advisor and does not provide debt settlement, debt consolidation, or credit counseling services. This website does not constitute an offer to settle your debt or negotiate a debt settlement. This website will submit the information you provide to third party financial services providers specializing in providing credit counseling, debt settlement, and debt consolidation services. Providing your information on this website does not guarantee that you will be eligible to consolidate or settle your debt, or that you will be offered credit counseling services. Offers and services may vary between financial services providers and based on your individual financial circumstances. For details, questions or concerns, please contact your financial services provider directly.
Credit checks, consumer reports, and other personal data may be obtained by some service providers from Experian, Equifax, Trans Union, or through alternate providers.