Privacy Statement
Platinum Worldwide is committed to providing you with excellent service for its products and services. Because we respect your right to privacy, we have developed this Privacy Statement to inform you about our privacy practices.
Platinum Worldwide, Inc. is a licensee of the TRUSTe Privacy Program. TRUSTe is an independent, non-profit organization whose mission is to enable individuals and organizations to establish trusting relationships based on respect for personal identity and information by promoting the use of fair information practices. This privacy statement covers the site [WWW.DEBTCONSOLIDATION.COM]. Since this Web site wants to demonstrate its commitment to our users' privacy, it has agreed to disclose its information practices. Members of the TRUSTe Privacy Program agree to adhere to TRUSTe's established privacy principles of disclosure, choice, access, and security. Members of the TRUSTe Privacy Program also agree to comply with ongoing TRUSTe oversight and its alternative dispute resolution process. In keeping with TRUSTe's Privacy Program, this Privacy Statement will inform you of:
- What information our site gathers about you
How we use the information we gather - Your ability to opt-out of future notifications
- What security procedures we have in place to protect your information
If users have questions or concerns regarding this statement, they should first send an e-mail to privacy@debtconsolidation.com. Please specify "Privacy Statement" in the subject line of your e-mail. If you do not receive acknowledgment of your inquiry or if your inquiry is not satisfactorily addressed, you should then contact TRUSTe at http://www.truste.org/consumers/watchdog_complaint.php TRUSTe will then serve as a liaison with the Web site to resolve your concerns.
Overview:
Privacy is of great concern to most users of the Internet, and is a critical part of an enjoyable and satisfactory user experience. We at Platinum Worldwide are very aware of and sensitive to the privacy concerns of visitors to our Web site. We assure you that we do not collect personal information from you unless you provide it to us.
Security:
Pages on our site that contain https:// are encrypted for your protection with the best encryption software in the industry - SSL. While on a secure page, the lock icon on the bottom of Web browsers such as Netscape Navigator and Microsoft Internet Explorer becomes locked, as opposed to un-locked, or open, when users are just ‘surfing'.
Cookies / Technical information:
We use cookies to collect information about how consumers use our site. These cookies, do not store any personally identifiable information about you such as your name, email address, phone number, etc. as you browse our site. When you visit our web site, our web server sends a cookie to your computer. This cookie merely stores a limited amount of information about your site visit. It does not recognize any personal identifiable information about you. The cookie merely tracks aggregate information on how our site is being used. This includes session counts, navigation patterns, pages visited, etc. As you continue to navigate through our site, you remain anonymous to us. Our website also utilizes Web Logs to track aggregate information about how our web site is being utilized. Web logs track anonymous user information, including the number of visitors to our site, operating systems, Internet Provider addresses (if publicly available), and browser type. We utilize web logs solely for site analysis and do not use them to collect any personal identifiable information from you. Unlike cookies, Web Logs are maintained only on our servers and do not store or place anything on the user's computer.
Clear Gifs (Web Beacons):
We employ (through a third party service provider) a software technology called clear gifs (a.k.a. Web Beacons, that help us better manage our affiliate program. Clear gifs are tiny graphics with a unique identifier, similar in function to cookies, and are used to track the online movements of Web users. The main difference between the two is that clear gifs are invisible on the page and are much smaller, about the size of the period at the end of this sentence. Clear gifs are not tied to users' personally identifiable information.
Newsletter and Promotional Communications:
We send special offers and reminders about our service as well as promotional or special offers offered by third parties. Out of respect for our users privacy, we provide a way to opt-out of these communications with an unsubscribe link in the body of each communication.
Links:
This Web site contains links to other sites. Please be aware that Platinum Worldwide is not responsible for the privacy practices of such other sites. We encourage our users to be aware when they leave our site, and to read the privacy statements of each and every Web site that collects personally identifiable information. This privacy statement applies solely to information collected by this web site www.DebtConsolidation.com
Forms:
In order to use this Web site, a user must first complete a form. When completing this form a user is required to give contact information such as name and email address. This information may be provided to the following types of entities: lenders; credit counseling agencies; debt management organizations; debt reduction companies; bill consolidation service providers; credit consultants; mortgage companies; financial planners. We may also send your information to other third parties relevant to the services you have inquired about. T he data is utilized by the companies described in this paragraph to provide the user with information pertaining to the services on our site for which the user has expressed an interest. It is optional for the user to provide demographic information such as income level and gender.
Affiliate(Program)
For our affiliate program, we may send you communications about special offers; however you can always opt out of these kinds of communications. Though we will need to send you service related communications as long as you are enrolled in our affiliate program.
Sharing:
Legal(Disclaimer)
Though we make every effort to preserve user privacy, we may need to disclose personal information when required by law wherein we have a good-faith belief that such action is necessary to comply with a judicial proceeding, court order or legal process served on our web site. We partner/co-brand with other websites to provide a wide variety of services. When you provide your information on our site, your information may be provided to our partners so that they may provide you with the services you have requested. We use a third party email service provider to send out our promotional communications to you. These companies are not permitted to retain, share, store or use personally identifiable information for any other purposes. We do not share personally identifiable data with third parties for unknown uses.
Corrections and updates:
If you would like to update or correct any information previously provided, please send an e-mail to: info@debtconsolidation.com or to P.O. box 297278 Brooklyn, NY 11229 or 2882 Nostrand Avenue Brooklyn, NY 11229.
Notification of Changes:
If we decide to change our privacy policy, we will post such changes to this privacy statement, so our users are always aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. We will use information in accordance with the privacy policy under which the information was collected.
If we are going to use users' personally identifiable information in a manner different from that stated at the time of collection, we will notify users via email. Users will have a choice as to whether or not we use their information in this different manner. However, if users have opted out of all communication with the site, or deleted/deactivated their account, then they will not be contacted. In addition, if we make any changes in our privacy practices that do not affect user information already stored in our database, we will post such changes to our privacy statement.
This Privacy Policy was last updated on October 14, 2005.
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